St Petersburg Mortgage Loan Credit Repair
Just because you find yourself in a situation that seems impossible to get out of doesn’t mean that all is lost. We prove this to our clients every day at St. Petersburg Credit Repair Today. We help people just like you, improve their credit so that they can get approved for a mortgage loan. If you want to buy a home then you’ll have to get approved for a home loan first. This means that you have to have decent credit. With the help of our experienced advisors, we can help you boost your credit score and maintain it.
How We Can Help Boost Your Credit Score
There are some pretty basic things that we tell our clients before we even start the process of helping them restore their credit. The first thing that you should know is that you need some positive credit on your report. With positive items on your report, it lets the mortgage lender know that you are good for the money, that you can repay a loan. You will also need to have as many negative items removed as possible. This will also help increase your credit score. These are all things that we can help you with.
No-Obligation, Complimentary Consultation
We will never ask you for a fee to consult with us about your goals. If you contact us, we will analyze your credit report so that we can discuss the various areas where improvements can be made. We can help you fix the problem by advising you of what to do. If you decide to work with us, we will outline a plan of action that is specific to your needs and financial goals. Our advisors look at negative items and determine which ones are accurate and those that are not, we advise you on how to have them removed.
Mortgage Loan Credit
We strongly believe in homeownership at St. Petersburg Credit Repair Today. That is why we do what we do. It is in your power to improve your credit and get approved for a mortgage loan. However, it is our job to guide you through the process. We help you do this by helping you improve your credit rating. Your credit rating determines your credit history. It is a snapshot of your ability to pay back loans. In most cases, you will need a minimum credit score of 580 for a mortgage lender to even consider you for a loan.
Applying for a Mortgage Loan
There are things that practically everyone will need to apply for a mortgage loan. You'll need to produce pay stubs, tax receipts, and bank statements. You have to present physical credit reports and most loans will require at least a 20% down payment. When you consult with us, we will outline everything that will be needed to help you apply for a mortgage loan. We get you ready and will keep you on track until we receive your final loan approval letter.